The Golden Rothschild Insurance Coverage Practice Group provides representation and counsel to insurance companies, insurers, brokers, agents, producers, corporations, individuals, and other business clients.  We are organized to respond to the demands of the modern day insurance industry where unique issues involving novel causes of action give rise to disputes between insurers and their policy holders with respect to all lines of coverage.  We have over forty years of experience in advising an increasingly sophisticated insurance industry clientele on the intricacies of insurance law.   

Our vast experience ranges from the defense of multi-million dollar environmental claims to primary coverage for automobile accidents.  Our insurance coverage expertise covers the entire spectrum of policy types, including comprehensive general liability (“CGL”), errors and omissions (E&O”), directors and officers (“D&O”), automobile, first party property, fire, homeowners, life and health, for both defense and prosecution of coverage suits.  Some of the coverage areas include:

Our attorneys in the Insurance Coverage Practice Group try cases before judges, juries, have argued cases before the New Jersey Appellate Division, and the United States District Court and the Third Circuit Court of Appeals.  In addition to our litigation experience, our lawyers publish articles and lecture to industry groups, including PAR and the Defense Research Institute.  In addition to litigation, we provide coverage opinions when claims for coverage are made for suit.  We are accustomed to guiding our clients through the possibilities of denying coverage, defending under a reservation of rights, or accepting coverage.

We have extensive experience representing the insurance industry in matters involving questions of coverage and defense of claims, including allegation of Bad Faith which would be defined as an unreasonable denial of an insurance claim by an insurance company. Bad faith claims against insurers are routinely based on denial of a defense and indemnification; allegations of failure to settle; untimely offers of settlement; unfair claims practices; failure to timely investigate claims, and misrepresentations of actual coverages.