One insurer recently released a list of its more unusual insurance claims for 2006. A review of the list reveals some of the more bizarre ways in which homeowner and motorist claims can arise.

1. I parked in a country lane beside a hedge, when I returned to the vehicle, two horses had chewed my car.
2. A deer dived through my closed kitchen window. (the deer survived).
3. My young granddaughter accidentally fed my false teeth to the dog who promptly chewed them to shreds before I could retrieve them.
4. I was taking my hamster to the vet only to realize that when I arrived there, it had chewed through my handbag and escaped.
5. A deer headbutted the windscreen of my car, after being enticed by the yellow tax disc.
6. My sandal was chewed by a fox at a friend’s barbeque.
7. Three bulls escaped from the farm next door and ended up fighting in our garden, destroying the garden fence and trellis in the process.
8. A swarm of bees flew down my chimney causing clouds of soot to fly all over the living room.
9. A sheep jumped into me on the farm, causing my glasses to break.
10. We think Big Bird must have flown into our patio door causing it to smash!

Of course, while each of these claims may elicit a smile or a laugh, at the time some of them probably seemed quite traumatic for the insured involved.

Christopher H. Westrick, Esq.